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Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Bankrate, her bylines have appeared on CNET, Yahoo Finance, MSN Money, Wirecutter, Quartz, Inc. and more. She loves helping people learn about money, specializing in topics like investing, real estate, borrowing money and financial literacy.
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Students experiencing economic hardship often find it difficult to cover the cost of college application fees. The College Board recommends that students apply to five to eight colleges and universities to guarantee acceptance.
However, this can add up to anywhere from $250 to $400, and more prestigious schools may have even higher fees. For example, Cornell University has an application fee of $80 and Penn State’s application fee is $65.
Costly application fees may initially deter students from applying to certain institutions, but college application fee waivers allow qualifying students to apply to college for free.
There are a few different ways to find fee waivers for college applications.
Qualifying for SAT and ACT fee waivers automatically qualifies you for unlimited college application fee waivers through the College Board and on the Coalition, Common and Universal Applications.
Low-income high school juniors and seniors are eligible for the SAT fee waiver if one or more of the following conditions apply:
Most of the time, you don’t need to complete any extra information to get an SAT or ACT fee waiver; your school counselor will identify eligible students and distribute waivers from there. If you haven’t gotten a waiver and you need one, talk to your guidance counselor.
The National Association for College Admission Counseling (NACAC) offers fee waivers to those with an economic need. You’ll need to apply for these waivers using an online form that can be either printed or saved as a PDF. Once you complete the form, it must be signed by a school counselor, postsecondary support personnel, a principal at your school or an official from a community-based organization. From there, you’ll send the form to your college’s office of admissions. Students are encouraged to limit the number of forms sent to four.
While the NACAC lists basic eligibility criteria, you may qualify by getting a specific request from a principal, guidance counselor, financial aid officer or another similar official who can vouch for your circumstances.
Many colleges and universities use Common App, which is a system that allow students to apply for multiple colleges in one place.
Common App also allows students to apply for an application fee waiver. If you meet any of the following criteria, you qualify for its fee waiver:
To apply for a fee waiver with Common App, you can request it through the fee waiver section.
If you don’t meet the eligibility criteria for fee waiver programs, it’s worth reaching out to the financial aid offices of the colleges you’re applying to. Some colleges are willing to waive the application fee if you reach out directly and explain your circumstances.
You can typically find more information about application fee waivers on each institution’s site. They may have forms available to download to apply for a fee waiver or provide more information on what students may qualify for it.
Be sure to fill out the Free Application for Federal Student Aid (FAFSA) as soon as you’re eligible. Filling out the FAFSA helps colleges assess your need for financial aid, which includes grants and student loans.
Once you know what you qualify for, it can help you decide what school makes the most sense for you financially and how you’re going to pay for it. Thankfully, there are multiple ways to pay for school, so consider all your options, like private student loans, federal student loans, scholarships and grants.
Most fee waivers require demonstrated financial need. If you don’t have any financial concerns or issues paying for college applications, you probably won’t be eligible for fee waivers. In general, waivers are available to:
If you don’t qualify for a waiver based on need, you could have a high school or college official vouch for you, saying that the application cost would cause financial hardship.
If you don’t qualify for a college application fee waiver, you can still try to limit the amount you have to spend to apply for schools. For one, you can narrow your search to schools that don’t charge you to apply; PrepScholar maintains a list of colleges without application fees that you can reference as you begin your search.
You can also curate your list of colleges to avoid applying to more than you need to. Research approval statistics and financial requirements beforehand to limit your applications to the top schools that you’re truly invested in and likely to be admitted to. Although the College Board recommends applying to five to eight schools, you can adjust this number as needed.
The cost of attending college doesn’t just include tuition, books and housing. Application fees are one of the first college expenses you will have, and they can be expensive. Although some institutions no longer charge application fees — like the University of Wisconsin System, which eliminated application fees for all but four of its schools — many colleges and universities expect this fee to be paid before an application is reviewed. Luckily, students can rely on application fee waivers to give them the chance to attend the school of their choice.
Arrow Right Contributor, Personal Finance
Dori Zinn has been a personal finance journalist for more than a decade. Aside from her work for Bankrate, her bylines have appeared on CNET, Yahoo Finance, MSN Money, Wirecutter, Quartz, Inc. and more. She loves helping people learn about money, specializing in topics like investing, real estate, borrowing money and financial literacy.
